what is insurance subrogation? Insurance Subrogation is used to process claims. Insurance Subrogation is mostly used in Collission Insurance claims or Accidental Insurance claims where one party( Mary) damages other party's (Kathy) vehicle and instead of Kathy filing a claim with her car insurance company. Mary takes full claim for the damage and her car insurance company pays for it. In this case, The car insurance company which pays out for health insurance may also sue the Mary's health insurance company to recover the funds it paid out.
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