what credit score do you need to buy a house home or apartment? There is no ideal credit score to buy a house, home or apartment. It largely depends on your mortgage company or Bank to decide whether you have the capacity to repay the mortgage against your home or apartment. Typically, Credit Score of 720 and upwards have the best chance to get the mortgage at lowest interest rates. Credit Score of 680-720 is good credit score but not the ideal, but can get mortgage at good interest rates. Its very important that you get a credit score for yourself every year and especially before the shopping period. Banks often jack up interest rates based on lower credit score.
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