how to negotiate with credit card companies to lower interest rates

Submitted by vinny on Thu, 09/17/2009 - 18:36.
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how to negotiate with credit card companies to lower interest rates and credit card debt? You can negotiate with credit card companies directly or through their collection agency. Most credit card companies will negotiate upto 10-15% off your total credit card debt. If they have increased interest rates, you can call their customer service and tell a story about your loyalty to their credit card and how you are planning to repay their money. The good story sells. You should be able to lower your interest rates to the original interest rates. In worst case credit card debts, you might have to consult a debt attorney or debt settlement service.
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